Credit cards can be a great way to get yourself out of a financial hole, but there are some cards that are better for people with no credit history. In this article, we’ll list the five best credit cards for people with no credit history. There are a few different types of cards out there that can be perfect for people with bad credit. Cards that offer rewards, cards with low interest rates, and cards with no annual fees are all great options. Rewards cards like the American Express Platinum Card offer great rewards for spending money, while cards like the Capital One Quicksilvercard have low interest rates and no annual fees. Both of these options would make it easier for someone with bad credit to build up a good credit score over time.
How to get a good credit score
If you have a bad credit score, there are still some options open to you. Here are the easy credit cards to apply for with no bad credit. The American Express Gold Card – This card offers a range of benefits, such as airport lounge access and travel insurance. It also has an excellent rewards program, which could help improve your credit score. The Capital One Quicksilver Cash Rewards Credit Card – This card offers a high rewards rate on all purchases, plus a 0% introductory APR for 12 months on purchases and balance transfers. It’s also available to people with no good or bad credit history. The Chase Sapphire Preferred Card – This card is ideal for people with good credit scores, as it offers an impressive 0% introductory APR for 18 months on balance transfers and purchases, and 50,000 bonus points after you spend $4,000 in the first 3 months. You can then redeem these points for a wide range of rewards, such as travel tickets and merchandise.
How to apply for a credit card
There are a few things you need to do in order to apply for a credit card. First, you’ll need to have a current bank account and be able to provide your bank information. Next, you’ll need to fill out an application form and submit it along with required documents. Finally, you’ll need to have excellent credit, which is usually determined by your score on a credit report. If you have less-than-excellent credit, there are still some great cards available that require no bad credit history.