An RV can make a fine addition to your lifestyle, but it can also be quite expensive to buy. With prices ranging from $10,000 to a little over $1,000,000, even an outdated, secondhand RV model will usually need financing to fund its purchase. And it doesn’t help that there are thousands of financing services to choose from, further complicating matters. When searching for an RV loan, you must do a
A credit card offers you a quick and easy way to access credit. Unlike a debit card, which can be used only to draw upon the funds in your bank account, a credit card gives you the option of borrowing money up to a certain limit with the understanding that you would pay it back with interest. Most banks and financial institutions offer their own credit cards to their customers.
As the Australian property market continues to grow, all the signs point to this boom being here to stay. With interest rates locked in at slightly above zero, and the Reserve Bank assuring that it will stay this way over the next four years, it is no wonder that buyers are scrambling for a piece of the action. Australia’s property prices are rising at the fastest rate in 17 years,
Emergencies happen, so it is always best to be prepared for any range of emergency scenarios, especially if it involves your employees. Every business, no matter its size, should always want to put the safety of their employees first. After all, employees are the heart and soul of many companies, and irreplaceable assets to running your business. While you may not want to think about the worst-case scenarios that can
For many Income Protection policy holders who made it through the pandemic unscathed, the impulse to purge insurance from the budget may seem tempting. However, as BDO Private Wealth Adviser Michael Ryan recently told the Australian Financial Review, a nuanced approach to your current or new policy will allow you to trim the premiums while retaining comprehensive coverage, should you fall ill or get injured. In response to Ryan’s advice, we use
Check fraud can be defined as a type of scam that involves fake and altered checks. And you do not necessarily have to pay your bills through checks to become a victim of it. The fraudster may send you a check on which they have altered the name of the payee, the check could be fraud, or even counterfeit. There are many different types of check fraud ad a large
Congratulations! You have repaid all your dues on your home loan. Now your home is yours without anyone else’s claim on it. But, wait! It’s not the time to celebrate yet. There is one more important step that you might be missing on to complete the process of your home loan repayment. It is getting a no-objection certificate (NOC) from the lender. Getting an NOC is as important as paying
Collection of fees and maintenance of records of the transaction in the education sector is a hectic task, irrespective of the size of institutes. The process of fee collection has always been complex since the fee structure varies in different departments, campuses, or classes. This is the sole reason why educational institutes are inclining to accept the online mode of payment. Digital payment is bliss to society and its adoption
Are you already thinking about your retirement? This is something that comes to everyone eventually and it is always important to be prepared. You want to have all of your finances in order to that you can have the relaxing and enjoyable retirement you have always dreamed of. After all those years of hard work, you deserve it. Here are the benefits of starting your retirement plan sooner rather than
Credit cards and their rewards Rewards come in all shapes and sizes, especially with credit cards offering you cash back, points or miles that you can redeem for credits from statements, travel, gift cards, and much more. To fully optimise the experience and advantages of your credit card, learning how credit card reward points work is important for you. Here are a few tips on how you can boost your
