Employee handbooks promote a positive culture within your organization. They set the tone and establish expectations equally across all levels. What are the essential elements of an effective handbook? Let’s break it down. The Basics The purpose of handbooks, staff manuals, or whatever you choose to call them, is to orient employees to your company and its policies. It should contain all the information every employee needs to know on
Some extra cash flow is always welcome to live a little easier and feel more confident. To fulfill your small wishes, extra cash definitely comes in handy. However, do you know how to earn that money in an efficient manner? If you love gaming, you can earn quite easily by playing online slot games on reputed platforms like Slot88. Learn in detail the four intelligent methods to make money quickly
As a parent, do you find yourself frequently worrying about your child’s future? Given the rising expenses and increasing competition, it is only natural to feel stressed. You have to prepare yourself financially to meet all their needs and requirements, leaving no room for compromise. With this objective in mind, the best way to secure your child’s future is to invest in a suitable savings plan. Planning for your child’s
A well written credit application can be a powerful tool for preventing debt collection problems. Not only can the application alert you to potentially problematic clients, it can also give you legal support if you do have a problem. Unfortunately, most credit applications are written to assess credit worthiness, not with an eye towards potential future collection problems. Here are 5 Mistakes you may be making with your credit application.
Flexible home loans. Many are choosing this type of home loan for a reason. Flexible home loans are where your interest will increase and decrease monthly as the market’s interest is changing. But, before you just decide that this isn’t the type of home loan you want, you should make sure to read the most important pros and cons. This will give you a better understanding if this is something
An RV can make a fine addition to your lifestyle, but it can also be quite expensive to buy. With prices ranging from $10,000 to a little over $1,000,000, even an outdated, secondhand RV model will usually need financing to fund its purchase. And it doesn’t help that there are thousands of financing services to choose from, further complicating matters. When searching for an RV loan, you must do a
A credit card offers you a quick and easy way to access credit. Unlike a debit card, which can be used only to draw upon the funds in your bank account, a credit card gives you the option of borrowing money up to a certain limit with the understanding that you would pay it back with interest. Most banks and financial institutions offer their own credit cards to their customers.
As the Australian property market continues to grow, all the signs point to this boom being here to stay. With interest rates locked in at slightly above zero, and the Reserve Bank assuring that it will stay this way over the next four years, it is no wonder that buyers are scrambling for a piece of the action. Australia’s property prices are rising at the fastest rate in 17 years,
Emergencies happen, so it is always best to be prepared for any range of emergency scenarios, especially if it involves your employees. Every business, no matter its size, should always want to put the safety of their employees first. After all, employees are the heart and soul of many companies, and irreplaceable assets to running your business. While you may not want to think about the worst-case scenarios that can
For many Income Protection policy holders who made it through the pandemic unscathed, the impulse to purge insurance from the budget may seem tempting. However, as BDO Private Wealth Adviser Michael Ryan recently told the Australian Financial Review, a nuanced approach to your current or new policy will allow you to trim the premiums while retaining comprehensive coverage, should you fall ill or get injured. In response to Ryan’s advice, we use